Hong Kong credit-card companion
Spend smarter. Time every card better.
Pick the right card. Maximise every reward.
跨銀行比較官方條款核實免費使用

Recommended for you

Key value first, details when you need them.

Rates show their verification date
HSBC

HSBC Red

4.0%
Reward target: cash · online · dining
Standard Chartered

SC Smart

3.0%
Reward target: cash · dining · supermarket
Citi

Citi PremierMiles

2.5%
Reward target: miles · overseas · travel
Hang Seng

MMPOWER World Mastercard

5.0%
Reward target: cash · online · overseas
Mox

Mox Credit

2.0%
Reward target: cash · dining · online · travel · overseas
Standard Chartered

SC Simply Cash Visa

1.5%
Reward target: cash · dining · supermarket · online
Hang Seng

enJoy Visa Platinum

1.5%
Reward target: cash · dining · supermarket · online
American Express

AE Blue Cash

1.2%
Reward target: cash · dining · supermarket · online · travel · overseas
Citi

Citi Cash Back Mastercard

2.0%
Reward target: cash · dining · travel · overseas
Fubon

Fubon iN VISA Platinum Card

8.0%
Reward target: cash · online
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Use my cards

Choose a card for a purchase now, or plan an occasion around an offer.

1

Tell us the occasion

We only recommend promotions on cards you already own.

1

Compare cards for a purchase

Enter the transaction once. We rank your wallet by estimated value and payment timing.

2

My wallet

Billing timing, current-cycle usage and card milestones stay together.

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Transaction logReview or manually add a purchase

Use a single purchase or one lump-sum statement total. Usage is calculated from transactions in the statement period.

Best card by category

1SaveBuild your application queue
2HoldComplete reward requirements
3CoolTrack reapplication dates

Pending applications

Your shortlist and next applications.

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Card history & cooling periods

One card, one next step. Full cancellation records remain available.

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